Are Roofing Repairs Covered by Insurance and Do You Assist With Claims?

Dealing with roof damage is stressful enough without having to navigate the insurance claims process on your own. The good news is that many types of roof damage are covered by homeowners insurance, and HAVN Construction is here to help Cedar City homeowners through every step.

What’s Typically Covered by Insurance?

Homeowners insurance generally covers roof damage caused by sudden, unexpected events - often referred to as “acts of God” or covered perils. In Cedar City, this commonly includes:

• Wind damage from storms and high-wind events
• Hail damage to shingles, tiles, or metal panels
• Damage from falling trees or branches
• Heavy snow or ice dam damage
• Fire damage

It’s important to understand that insurance typically does not cover damage caused by normal wear and tear, aging, or deferred maintenance. Your specific coverage depends on your policy, so we always recommend reviewing it with your insurance provider.

How HAVN Construction Assists With Claims

We understand that the insurance process can feel overwhelming. That’s why we offer hands-on assistance to Cedar City homeowners filing roofing claims:

Thorough Damage Documentation Our team conducts a detailed inspection and documents all damage with photos, measurements, and written descriptions. This documentation is critical for supporting your insurance claim.

Working With Your Adjuster We coordinate directly with your insurance adjuster and can be present during their inspection to ensure all damage is properly identified and accounted for.

Accurate Repair Estimates We provide detailed, line-item estimates that align with insurance industry standards, making it easier for your claim to be processed efficiently.

Handling the Repairs Once your claim is approved, HAVN Construction completes the repairs promptly and professionally, ensuring your Cedar City home is fully restored and protected.

Don’t Wait After Storm Damage

If you suspect your roof has been damaged, acting quickly is important - both for preventing further damage and for meeting insurance filing deadlines.

Call HAVN Construction at (435) 572-2866 for a damage assessment and insurance claims assistance today.